> For the complete documentation index, see [llms.txt](https://help.horsespot.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.horsespot.com/rodeo-management/setting-up-your-rodeo/payments-and-fees.md).

# Payments & Fees

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### Finding the Payments Tab

In the top right corner, under your franchise name, open the drop-down and go to Payments.

### Reviewing Payment Activity

Under Activity, you can see all of the payments processed across every rodeo.

Click on any payment and select Details for more information, including how it was allocated and where the transaction was processed.

For example, a payment might show it came from a specific rodeo. Click the arrow to the right of the payment to open that rodeo in a new tab, where you can see all of the transactions completed for that entry.

To return to the payment screen, click back to the tab to the left of the new one that opened.

### Processing Refunds

From the payments screen, you can also process refunds. Check the box next to the payment and click the red Process Refund button.

Refunds cannot be reversed. Once a refund is processed, it's final.

### Adjusting Payment Settings

Under the Payments tab, go to Settings.

#### Card Service Fee

Here you can set your card service fee. Horse Spot recommends 4%, so the franchise doesn't absorb the convenience fees associated with processing credit cards. This percentage can be changed by the franchise.

Alternatively, you can set the card service fee to 0% and instead add a rodeo fee to your rodeo setup with a flat dollar amount for the card service charge.

#### Check Format

If you're using Horse Spot to print checks on business style check stock, you can choose whether the check prints at the top or bottom of the page.

#### Refund Policy

You can also input your refund policy so contestants know ahead of time what your franchise follows.

Once you update any of this information, be sure to click the blue Save button.

### Setting Up Payment Gateways

At the bottom of the Settings page, you'll find the available payment gateways for credit card processing.

If you'd like to allow contestants to pay by credit card, go to Digital Payments and click Continue with Stripe. This step is not required, but if you choose to set it up, click Continue with Stripe and enter your banking information.

This will automatically integrate with Horse Spot for your franchise. The orange Onboarding Incomplete button will turn green, and you'll see a message confirming you're able to process credit cards.


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